High-Risk Payment Processing

We offer custom merchant accounts tailored to high risk industries. Whether your business sells unique products, is prone to fraud, or has chargebacks, we have a payment processing solution for you. Pandora Access, a top high risk merchant account provider, offers industry-specific solutions to help businesses facing financial challenges due to their transaction history or industry designation.We provide a comprehensive range of merchant services for businesses across all industries, with extensive experience in processing high risk volume nationwide. Entrust us with your high risk merchant services and leverage our vast network of direct bank and processor relationships to find the ideal long-term home for your merchant account.

Find your perfect merchant account options

Looking for payment processing solutions for your e-commerce platform? Look no further. Our payment gateways provide a secure path for exchanging credit card information and other vital data between your website payments, your customers, and the bank.

High-risk payment processing gives your company the ability to accept payments online even if you're operating in unique verticals. High-risk payment providers like Pandora Rewards offer specialized and sustainable accounts to keep your business transacting smoothly.

Because of risk factors, processing a high transaction volume means you are categorized with other high-risk businesses. That means traditional merchant services providers, such as Stripe or Shopify, probably won't work for your business. Pandora Access is the company to trust.

Hardware and Software to Streamline Your In-Store and Online Payments

Get started quickly thanks to our simple merchant process.

Reward experts

If you will have high transaction volumes online, you'll need a different setup that includes a secure payment gateway. Securre Payment gateways are essential for processing debit and credit card transactions for online payments.

SECURE PROCESSING

We make sure that you can accept all types of payments. Turning customers away is detrimental to business, rest assured that you can accept all of the following:Visa, Google Pay, Apple Pay, Master Card, American Express, Discover

Fraud Management

We provide businesses nationwide with reliable and secure payment processing systems. When combined with our chargeback protection and 24/7 support, our point-of-sale services are an upgrade over older systems. Help your customers feel more secure and confident by using an EMV-enabled chip reader.

Risk & Compliance

We provide businesses nationwide with reliable and secure payment processing systems. When combined with our chargeback protection and 24/7 support, our point-of-sale services are an upgrade over older systems. Help your customers feel more secure and confident by using an EMV-enabled chip reader.

E-commerce Merchant Accounts

Quickly buy prepaid and gift cards, contract required, with customization and same-dE-commerce merchant services have never been in higher demand. In 2020, 44% of all retail sales took place online. In 2017, e-commerce only accounted for 10.9% of retail sales. This shows that the e-commerce market is growing exponentially. In order to take advantage of the growing market, you need to make sure that you find a reputable payment processing company.The best e-commerce account provider company is Pandora Access.  If you run an online business, it is essential to work with a merchant service provider like Zen Payments that understands the online world to protect your business. When you make us your payment processing provider, we'll work with you to create a custom payment processing plan for your online business. We'll then work quickly to get your merchant account processing payments and making you money.ay delivery options available.

MOTO Merchant Account

A MOTO (Mail Order or Telephone Order) merchant account is perfect for merchants looking to process orders made by mail or telephone. E-commerce and retail stores should consider MOTO merchant accounts for credit card processing. Many companies in these industries see high rates of MOTO payments. Pandora Access is the best choice for accepting MOTO payments.

Cool & Amazing Design

Build it beautiful.
& unparalleled.

The stars will never align, and the traffic lights of life will never all be green at the same time. The universe doesn’t conspire against you, but it doesn’t go out of its way to line up the pins either. Conditions are never perfect. ‘Someday’ is a disease that will take your dreams to the grave with you.

Custom High-Risk Merchant Accounts

Working exclusively on credit card processing for high-risk merchants. More than just merchant accounts, we find gateway solutions,ACH processing, and chargeback tools for just about everyone. Whether you're facing challenges due to your industry, very poor credit, or prior business history, we can get you the payment processing you need.

Drive Revenue

SHOPPING CART PAYMENT

Although they are sometimes referred to interchangeably, a shopping cart and payment gateway are two different things that work together to process credit and debit cards.You'll need both if you are planning to run an e-commerce site selling products and services. Pandora Access can get you set up and ready to accept payments quickly!

Cool & Amazing Design

Build it beautiful.
& unparalleled.

The stars will never align, and the traffic lights of life will never all be green at the same time. The universe doesn’t conspire against you, but it doesn’t go out of its way to line up the pins either. Conditions are never perfect. ‘Someday’ is a disease that will take your dreams to the grave with you.

Cool & Amazing Design

Build it beautiful.
& unparalleled.

The stars will never align, and the traffic lights of life will never all be green at the same time. The universe doesn’t conspire against you, but it doesn’t go out of its way to line up the pins either. Conditions are never perfect. ‘Someday’ is a disease that will take your dreams to the grave with you.

SAVE ON
TRANSACTION FEES

One of the biggest reasons to switch to ACH processing is that credit card transactions come with high fees. It may be convenient for customer payments, but it takes a bite out of your bottom line. When you switch to ACH debit transactions, you'll pay much lower fees for each transaction. That's because each ACH transaction is simply a transfer from your customer's bank account to yours. By cutting out the middle man with ACH transfers instead of credit card payments, you save time and money on each transaction.

15+

Merchant Processors

87%

International Reach

30+

Partners

10+

Years of experience
GOT QUESTIONS?

Frequently Asked Questions

Will using Pandora Rewards impact my sales strategy significantly?

Will the rewards actually accelerate purchases?

Is Pandora Rewards difficult to integrate with existing systems?

Will using Pandora Rewards require extensive training?

Is investing in Pandora Rewards a long-term benefit?

Is the platform user-friendly for both administrators and participants?

Is integrating Pandora Rewards with our existing systems like SalesForce?

Does Pandora Rewards offer only limited reward options?